Renters Insurance in Arizona

If you are going to be renting a home or an apartment in Arizona, you will still need to make sure you protect your belongings. The only way to do this is by obtaining renters insurance to cover any unexpected events. A landlord’s policy may not cover things such as water damage and even theft, so you need to be sure to obtain your own. We can help you obtain the right renter's insurance policy here at Insurancewide Company LLC. We are located in Phoenix, AZ.

Insurance Requirements Arizona

Your landlord may require all renters to purchase an insurance policy although it is not required by law in Arizona. It is a great idea to obtain some type of coverage since your landlord will not be liable for any of your personal property. If you experience a fire or even a burglary, you are solely responsible for replacing your own property.

Coverage Options

Renters insurance is good to have because it covers damage resulting from water, theft, natural disasters, and even bodily injuries. A good policy can help you replace your many items. Renters insurance coverage consist of basic policies such as:

Contents- This will protect your clothing, furniture, and other items in the event of a loss.
Loss of use- This option will provide you with reimbursement for any additional living expenses as a result of you not being able to live in your home due to a loss.
Personal liability- You can get assistance paying for damage or bodily injury resulting from an accident that occurred in your home.
Medical payments- This will help cover medical or funeral expenses for someone else who is injured while on your property.
Credit card coverage- Your selected limit for any transactions that are unauthorized is covered on both your debit/ATM card and credit cards