In Arizona, it is required to have auto insurance, and driving without it is considered illegal. Choosing the right auto insurance policy may be quite complicated, especially if you have never purchased auto insurance before. To help you make the right choice, Insurancewide Company LLC, serving clients in Phoenix, AZ, has prepared a list of things you should consider when shopping for car insurance:
- Coverage. It would help if you decided how much coverage you want to buy. Many car owners purchase the state’s minimum amount of coverage because it lets them save money. However, it is important to understand that the minimum coverage is not enough in most cases, and in case of an accident, you will have to pay a lot out of pocket.
- Payment option. Instead of paying annually, many people decide to pay for their insurance in monthly installments. It would be best if you chose your payment plan depending on your budget and current financial situation. Most insurance companies offer discounts if you decide to pay annually or every six months.
- Information that you provide. It is important to understand that giving made-up information may help you save a few dollars, but it is a serious risk. If you get caught, you will most likely face severe punishment. Therefore, make sure that you provide your insurance company only with factual information only.
If you are currently shopping for auto insurance and looking for a trustworthy insurance agency in Phoenix, AZ that can help you with that, Insurancewide Company LLC is a great choice. Our qualified and knowledgeable insurance agents are ready to answer all your questions and help you find an insurance plan based on your needs and budget. Do not hesitate to visit our website or give us a call for more information.
Purchasing commercial insurance is one of the most important investments you’ll make as a business owner. We can help you meet your commercial insurance needs at Insurancewide Company, LLC.
The following are three things to know before you purchase commercial insurance in Phoenix, AZ.
What your risks are
Commercial insurance is meant to protect your company against financial risks. As such, you need to know what these risks are before you purchase a policy.
Your risks are determined mostly by what industry you work in. What types of expenses and damages is your company likely to face? You need to know this before you purchase a policy.
The types of coverage you need
There are a variety of different types of commercial insurance coverage available. Among them are general business liability coverage, errors and omissions coverage, commercial property coverage, and commercial auto coverage.
You’ll need to decide which types of coverage are necessary for your company. For this, you need to know what all the different types of commercial coverage are.
The companies offering commercial coverage in your area
Once you know what types of coverage and how much coverage you need, it’s time to determine which providers are offering coverage in your area. Then, you can get quotes on policies from various providers.
Quotes from different providers allow you to compare your options. You want to choose the commercial insurance option that is most cost-effective. You also want to choose a policy you can rely on to pull through for your company when you need to file a claim.
It would help if you did your research before purchasing a commercial insurance policy in Phoenix, AZ. We can help at Insurancewide Company, LLC. Get in touch with us online or by phone to learn more.
When was the last time you updated your home insurance? Give us a call today!
We often take the important things in our life for granted. Especially as we rush through the day and juggle a complex set of responsibilities. Before we can turn around, our weeks have become months, and the years seem to roll past us at a relentless pace.
It may seem like you did this yesterday, but your calendar is moving at warp speed, so it could be time for you to review and update your home insurance policy. You have probably incrementally added some valuable household items since your last policy was established without realizing it. Or perhaps, you have completed some major improvements to your home’s exterior. Additionally, here in Phoenix, AZ, you may be surprised when you discover that the property value of your home has increased.
At Insurancewide Company, LLC, we have a team of agents dedicated to helping you with all your insurance needs. Whether you are a new, first-time homeowner or an established owner, there is no time like the present to give us a call! An updated home insurance policy will give you a sense of security while diminishing the stress in your life. Don’t wait — we are ready to assist you with all your insurance needs.
In Phoenix, AZ, Insurancewide Company, LLC is a dedicated provider of quality insurance at great prices. Let our team of agents help you be prepared — especially if life delivers a few unexpected twists or turns. Your home insurance policy can give you financial security while enhancing the quality of your life. Our team is ready to provide you with more information and helpful details. Visit our website or give us a call today to learn more about a policy.